A Reverse Mortgage is a unique loan that enables homeowners to convert the equity in their home into income without having to sell the home, give up title, or take on new monthly mortgage payments. Reverse Mortgages are available to individuals 62 or older who own their own home.

 A reverse mortgage can equal financial freedom. You can remain independent, and keep your home. No monthly mortgage payments. The money you receive is tax free money. It is not considered income and will not affect other benefits you may be receiving. It will not affect your social security or medicare benefits. You may use your money in any and every way you choose.